Holding a loan document

Hi,

Once a debt is fully re-paid, the lender is not permitted to hold on to the loan document, even where the borrower trusts him and does not demand it, and even where the has lender provided a receipt. We are concerned that keeping the document may lead to inappropriate claims on the borrower in the future.

(Pitchei Choshen, Halvaah 2:39-40)

Have a great day,
Mordechai