Use of tzedakah one has received

Hi,

One who receives tzedakah, which was given with the stipulation that it be used for his household's basic needs (food/clothing/utilities), is not permitted to use it for other purposes, even to pay off debts. One may not even borrow from the funds for that purpose.

This may be true even if the money is given without such a stipulation; even within the view of those who contend that an individual recipient may vary from donor intent, a recipient may only use tzedakah for purposes which will enable the donor to fulfill his mitzvah of tzedakah.

(Rav Moshe Feinstein, Igrot Moshe Yoreh Deah 1:152)

Have a great day,
Mordechai